Gender Directive
The Sex Discrimination (Amendment of Legislation) Regulations 2008 specify the circumstances in which insurance companies can charge different premiums or offer different benefits to men and women under individual insurance contracts.
In particular, the Regulations permit insurance companies to charge different premiums provided that data relevant to the use of gender as an actuarial factor is compiled, published and regularly updated in accordance with guidelines issued by the Treasury. This data is supplied by the Continuous Mortality Investigation, which carries out research into mortality and morbidity experience on behalf of the UK Actuarial Profession.
To access this data and to obtain more information please click here to view the relevant page on the Institute of Actuaries website. If the information on the website does not answer all of your queries, please either email Customer Services or contact our Customer Service Centre on 0845 6060708 for more information.
Page last updated July 3rd, 2008 ID2614
