Genetic Testing
In accordance with the Association of British Insurers' policy on genetics and insurance, you do not need to tell us about any genetic test result you have had if this application for insurance, taken together with any other insurance policies you already have, totals to £500,000 or less for life insurance; £300,000 or less for critical illness, £30,000 per annum benefit or less for income protection insurance.
Above these limits, you may need to tell us about certain genetic test results when applying for insurance. We will only be interested in genetic test results where the Government's Genetics and Insurance Committee (GAIC) has approved them for insurers to use. If you think this may apply to you, please ask us for details of the current position.
These details are also available from the ABI website at
www.abi.org.uk/consumer2/disclosure.htm
However, you must tell us if you either have a family history of, are experiencing symptoms of, or are having treatment for a medical condition, including any genetically inherited condition.
Page last updated August 18, 2006 ID1522
