We provide a wide range of retirement solutions to suit your needs, offering industry leading rates, award winning service and financial strength. Our great range of annuity products are shown below- click on the links for more details.

Standard annuities
The Lifetime Annuity or Scheme Pension are annuity policies that use the money from your registered pension scheme to provide a regular income for you lifetime.
Enhanced annuities
Our Enhanced Lifetime Annuity or Enhanced Scheme Pension pay higher level of income for clients who qualify due to their medical conditions or lifestyle choices.
Annuity Growth Account
Our flexible annuity, the Annuity Growth Account (AGA) is an alternative to the traditional annuity. You use part of your retirement fund to buy a guaranteed 3 year income, investing the rest for potential growth. You can repeat this 3 yearly rolling cycle - effectively delaying the purchase of a 'locked in' product up to your 85th birthday. The shape of each 3 year income can be amended as your circumstances change.
Page Id 4362, August 2011