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Listen to our latest podcasts

These podcasts contain a wealth of information from our ican technical team of experts, discussing a range of options for growing and managing your clients’ wealth; helping you build solutions to meet your clients’ objectives.

New! What’s the right trust for reducing IHT?

15/08/2018

Our podcast looks at how trusts can help mitigate, or maybe even completely remove, an inheritance tax liability. We examine the crucial trade-off between access and IHT efficiency that’s found in different types of trust, and compare the three main trust solutions – gift and loan, DGT and flexible reversionary trusts. Technical Manager Francesca Gandolfi is your guide in this podcast, and will reveal the starring role trusts can play in your client’s estate planning strategy.

Rising school fees: innovative, IHT-friendly solutions for your clients

25/07/2018

With a new school year on the horizon, many clients will be wondering if there’s a smarter way to plan for the rising costs of school and university. Our podcast reveals some tax efficient solutions that, as part of a broader IHT plan, use innovative trust solutions to pay educational fees. Canada Life’s Market Development Manager Neil Jones is your guide in this podcast.

Preparing Your Drawdown Clients for Crashes and Corrections

10/07/2018

We have already seen a significant stockmarket correction in 2018, but many experts believe that assets are still over-valued. That could mean an even more dramatic downturn, possibly within the next 12 months. Your retired clients in drawdown need their capital and income to be protected - whilst retaining the potential for long term growth.

Why choose a UK investment bond?

05/07/2018

We put UK investment bonds through their paces in our latest podcast, looking at – among other things – the way tax is paid within a bond, and how to calculate chargeable gains on partial and segment surrenders. Hosted by Technical Manager Kim Jarvis, the podcast also covers top-slicing relief, how UK bond gains impact other income, and their advantages and disadvantages compared to other types of investments (like unit trusts and OEICs).

Using risk management to supercharge an investment strategy

27/06/2018

With the market experiencing greater volatility in recent months, advisers and clients alike are looking more closely at risk, even seeing it as an opportunity to refine their investment strategy. There’s excellent news here – the options for managing fund-related risk are growing more sophisticated and more popular.

Getting the taxes right on trusts

13/06/2018

Calculating the taxes on trusts is a minefield for the unwary. Our new podcast focuses on three key taxes – income tax, CGT and IHT – looking at the essential information that trustees and advisers need to know, including what tax charges might arise and who is liable, and ultimately helping advisers create the best financial strategy for their clients.

Discounted Gift Trusts - how to get the most from the trust

16/05/2018

For professional paraplanners
The structure, IHT benefits and income tax efficiencies of Discounted Gift Trusts come under the microscope in this, our most popular podcast topic to date. We look at the advantages and disadvantages for both clients and advisers and how these can work with capital redemption policies as well as both onshore and offshore investment bonds.

Unleashing the full investment potential of international bonds - an introduction to the Segregated Portfolio Service

10/05/2018

While international bonds already have some exceptional tax-efficient benefits, HMRC regulations prevent them holding certain assets – but not always. With the help of carefully selected DFM partners, it’s possible to open these bonds up to a much broader range of assets, including direct equities and corporate bonds.

Nil rate bands and inheritance tax

25/04/2018

Join in-house expert Kim Jarvis as she puts the NRB and RNRB tax bands under the microscope. In the process she reveals how transferring unused allowances to surviving spouses can reduce the amount of tax payable, and how using a discretionary will trust can maximise the benefits and minimise the restrictions around the new residence nil rate band (RNRB).

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Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.