Group Critical Illness

Our Group Critical Illness cover provides a tax-free pay out if an employee is diagnosed with, or has surgery for one of the illnesses covered by the policy and survives a set period of time.


The last thing anyone needs to worry about after being diagnosed with an illness is how they’re going to pay the bills. Our Group Critical Illness cover provides the financial support needed during a difficult time. It can be used in anyway an employee sees fit – paying off the mortgage, seeking professional care or even updating their home – it’s up to them.

Employees will also have access to emotional and medical support. From a Personal Nurse Service to an expert Second Medical Opinion, we aim to provide stability through a challenging time.

What’s included?

  • 13 core illnesses covered by every policy
    • Alzheimer’s disease
    • Cancer
    • Cardiac Arrest
    • Coronary artery bypass grafts
    • Creutzfeldt-Jakob disease (CJD)
    • Dementia/pre-senile dementia
    • Heart attack
    • Kidney failure
    • Major organ transplant
    • Motor neurone disease
    • Multiple sclerosis
    • Parkinson’s disease
    • Stroke
  • A wide range on of cover options, with a pay-out of up to £500,000
  • Children’s cover on every policy
  • A range of Support Services available at no additional cost. This include:

What can you add?

  • The option to include an additional 28 illnesses plus Total Permanent Disability (TPD) to the policy
  • Partner cover available

The following support services are provided at no additional cost with our Group Critical Illness policies.

Second Medical Opinion

  • An expert second medical opinion service
  • A leading specialist will provide a second opinion on an employee's diagnosis and treatment
  • Available to all members of the policy and their immediate families

Personal Nurse Service

  • Personal Nurse Service provide practical and emotional support through a Personal Nurse Adviser
  • A Personal Nurse Adviser is available for as long as they are needed
  • Available to any claimant and their immediate family

We've put in place a simple and fast process for making a claim on your Group Critical Illness policy.

Here we'll tell you how to make a claim and how long the process will take. We'll also provide answers to some common questions about making a claim.

Make a Claim

More information can be found in our online technical and process resource, "How it Works".

Adviser: Please speak to your account manager or contact us on 0345 223 8000.

Employer: We recommend seeking independent financial advice regarding employee benefit decisions. If you need a financial adviser, you can find one locally by visiting

Employee: If you are interested in the benefits of a Group Critical Illness policy, speak to your manager or HR representative.

(1) Swiss Re 2018 (2) ORC 2018

This website is for UK professional advisers only and is not approved for use by private customers.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised and regulated by the Financial Conduct Authority.