We have rebranded Retirement Advantage products as Canada Life. Welcome to our new Home Finance section.

Home Finance

Discover Our Home Finance Options

Our award-winning and innovative home finance options allow your customer to release equity from their property, tax-free. These products have been designed with your customers in mind, and can be tailored to suit their individual needs. In fact, our products can be secured on your customer's main residence, second home or Buy-to-Let property.

Lifetime Mortgages

Lifestyle Options

Interest roll-up lifetime mortgages

Our Lifestyle Options give your customers a one off lump sum, with no repayments due.

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Interest Select Options

Interest paying lifetime mortgages

Your customers can pay up to 100% of the interest each month, to reduce or eliminate the impact of interest roll up.

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Capital Select Options

Repayment lifetime mortgages

Customers can pay up to 10% of the initial loan amount each year, with no early repayment charge.

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Second Home Options

Second Home lifetime mortgages

These options allow your customer to make payments or have the interest roll-up on their Second Home.

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Buy-to-Let Mortgages

Over 55 Buy-to-Let Lifestyle

Buy-to-Let mortgages

Your Landlord customers can release cash from their Buy-to-Let property, leaving their entire portfolio intact.

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Over 55 Buy-to-Let Voluntary Select

Buy-to-Let mortgages

This Option allows Landlords to make voluntary capital and interest payments.

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Home Finance IFA Zone


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IFA Zone

This website is for UK professional advisers only and is not approved for use by private customers.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised and regulated by the Financial Conduct Authority.