Delta Account

Investing does not have to be complicated

Investing through an Isle of Man provider can offer a UK investor great tax advantages. The Delta Account from Canada Life International is an entry level investment bond with a selected range of investment options.

As an investment bond, it offers potential tax efficient growth and the usual range of bond features such as regular withdrawals or ad hoc payments, either through partial surrender or segment surrender.

A choice of currencies is also available, which can be attractive to investors who do not want to link their investment to sterling; such as those who are planning to move abroad and want to reduce the effect of currency risk.

  • The tax efficient growth of an investment based on the Isle of Man for a UK resident means that any growth achieved in the Account is not subject to the UK tax regime. UK tax may apply when any profit is brought back into the UK.
  • A low entry level with a minimum investment amount from £3,000.
  • It is set-up as ten identical policies – providing flexibility when clients want to take lump sums from their investment.
  • It can be denominated in a choice of currencies to suit the investor’s circumstances.
  • Unlimited free switching between the funds available.

The fund range available includes over 150 funds managed by Canada Life’s own award winning investment team and other well-known and respected investment companies such as Jupiter, Investec, M&G and so on.

The funds being invested in can be changed at any time without charge.

The value of investments can fall as well as rise.

The Delta Account will appeal to UK investors who want the tax benefits available by using a provider based in the Isle of Man, with access to a range of investment funds.

 IA Life Award Readers Choice 2016 IA Life Award Product Range 2016 II Winner Best Int Life Group UK 2016

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This website is for UK professional advisers only and is not approved for use by private customers.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised and regulated by the Financial Conduct Authority.