Risk targeted solutions

Delivering ongoing suitability


With a huge universe of fund options and strategies available, one way in which you are able to filter this universe is through fund risk-ratings from specialist providers such as Dynamic Planner. Typically numbering between one (lowest risk) and ten (highest), these numbers aim to illustrate the level of risk a fund carries. However, these ratings do not always specify whether they are risk-profiled or risk target managed and there are important differences between the two.

Risk target managed funds are managed according to strict asset allocation guidelines and/or volatility boundaries to ensure that the fund stays at the same level. For example, if the aim is to stay within the risk bands set by Dynamic Planner, a fund must conform to the strict asset allocation and risk limits they set.

In contrast, risk-profiled funds are allocated a risk level largely based on their current asset allocation and past behaviour. In other words a fund with a current risk rating of 3 could change to become a more risky 4 rating in the future, or vice versa.
An effective and efficient way to deliver a suitable and consistent client outcome can be achieved via a focus on risk-target managed funds, such as the Portfolio Fund range from Canada Life.

Canada Life Portfolio Funds

Whether there is a desire for income, growth or a combination of the two, Canada Life Portfolio Funds can offer an easy and cost-effective way of meeting your clients’ long-term investment needs. Economic uncertainty and the threat of increased market volatility make it more difficult not only to invest in the current climate, but to ensure that a portfolio is aligned with a client’s objectives and provides ongoing suitability.

Our Portfolio Funds are a straightforward solution to the complicated business of choosing a mix of investments, offering a diversified blend of global asset classes that aim to match each client’s attitude to risk – all at a competitive price.

We are keen your clients have access to both active and passive solutions to meet their objectives in the most cost efficient fashion with the funds, and products that best meet their investment needs.

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Portfolio Funds - Active and Passive


As at 1 November 2017

  • Ten globally diversified funds of funds aligned to Dynamic Planner’s risk profiles 3 to 7
  • Investment expertise of our actively managed in-house fund range and the Passive range managed by BlackRock.
  • More than eight years of proven capability in risk-targeted fund management
  • Ready-made, cost-effective solutions delivering ongoing suitability for your clients
  • Strong track record in active fund management delivering solid three-year returns through challenging environments

1 Source: Life Series 4 as at 01/11/2017

 

Passives and Actives

 

This website is for UK professional advisers only and is not approved for use by private customers.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.