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We're extending the £0 completion fee on our Capital Select Options

We're pleased to confirm that we're extending the completion fee waiver on our Capital Select Options until 30th September 2020.



Don't forget, our Capital Select Options offer:

  • £0 completion fee (until 30th September 2020)
  • Optional 3% cashback for an additional 0.30% MER (0.31% AER)
  • Free valuations with no cap
  • 10% repayment facility each year with no penalties
  • Optional cash reserve facility for an additional 0.20% MER (0.21% AER)
  • 8 year fixed early repayment charges (ERCs) 
  • Downsizing Protection, free of charge
  • Early Repayment Charge Waiver, free of charge

 

View our At A Glance

View our ERC waiver overview

 

Interest rates and LTVs

 

Interest rate
(MER)

Interest rate (AER)

LTV – 60 

LTV – 80-90

Capital Select
Super Lite

3.53%

3.59%

16%

36%

Capital Select
Lite

3.82%

3.89%

19%

39%

Capital Select
Gold

4.11%

4.19%

22%

42%

Capital Select
Gold Plus

4.88%

4.99%

25%

45%

Capital Select
Platinum

5.36%

5.49%

28%

48%

Capital Select
Platinum Plus

6.27%

6.45%

31%

51%

 

£0 completion fee

To take advantage of our £0 completion fee, you will need to generate a KFI on, or before, 30th September 2020. If a KFI has been created on the new terms, there isn't a deadline in place for receiving a linked application. We will continue to accept them.

 

Key documents

You can download the latest versions of our documents here:

If you would like us to post you any hard copies, please click here. We also offer a range of later life lending posters, free of charge. 

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Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

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Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised and regulated by the Financial Conduct Authority.