We have rebranded Retirement Advantage products as Canada Life. Visit our Retirement Account and Home Finance pages.
Please be aware the Canada Life offices will be closed from 5pm Friday 21st December, re-opening at 9am on Thursday 27th December. Then closed from 5pm on Friday 28th December and re-opening at 9am on Wednesday 2nd January 2019.

Please note the Schroder funds are priced as at 13/12/18 and will be updated today due to no price being issued on 14/12/18.

The Retirement Account

The Retirement Account is a unique low cost drawdown solution designed to provide clients with a combination of flexibility, security of income and capital, and growth:

  • A unique drawdown solution in a single tax-advantaged wrapper:
    • Governed fund range
    • Protected Index Portfolio fund, with capital protection at 80% and built in volatility control
    • Guaranteed income available via an annuity within the drawdown wrapper - either at outset or a later date
  • Start, stop or tax-efficiently reinvest guaranteed and non-guaranteed income at any time
  • An ideal home for defined benefit pension transfers
  • Suitable for retiring clients and existing drawdown clients
  • The option to transfer uncrystallised funds – allowing the phased withdrawal of tax-free cash
  • Flexible initial and ongoing fee structures available

The Retirement Account overview

The Retirement Account combines Pension Drawdown, Guaranteed Annuity, and a Cash Account, all held within a single tax-advantaged wrapper written under Drawdown rules. 

Drawdown 

Guaranteed Annuity

The Retirement Account offers a diverse range of funds conveniently graded by risk, so you can build a portfolio to suit most retirees with ease. The range includes active, passive and protected options, including a set of risk-targeted funds which consistently track your chosen Dynamic Planner (DT) rating. 

Funds 

Daily Unit Prices 

Protected Funds 

  • Create, store and easily find quotes and illustrations
  • Track the status of all your complete and incomplete quotes, applications in progress and active accounts online
  • Create multiple quotes to illustrate different scenarios to your clients without re-inputting their data
  • Recall previous quotes and obtain updated rates
  • Adjust the split between Guaranteed Annuity, Pensions Savings and Pension Drawdown

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Interested in More? Why not Look At...

Fixed Term Income Plan

A drawdown product that can provide your clients with guaranteed income and growth

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Pension Investment Plan

A straight forward solution if you want your pension savings in one place.

More

Find an adviser

Contact us - The Retirement Account

Sales:
0800 912 9945
sales.ra@canada-life.co.uk
Contact your local Business Development Manager

New business queries and policy servicing:
0800 032 7689
ifaservice.ra@canadalife.co.uk
Fax: 0845 601 6070

Phone lines open: 
8am - 6pm, Mon to Fri

Applications and correspondence:
Canada Life Limited, Customer Services, PO Box 4993, Worthing, BN99 4AE.

"I just want a regular income, the ability to withdraw small cash amounts and leave a legacy for my loved ones"
Jeremy
Find an adviser

Contact us to find out more

United Kingdom
0345 606 0708

International
01624 820200

United Kingdom
customer.services@canadalife.co.uk

International (Isle of Man)
focus@canadalifeint.com

International (Dublin)
distributionsupport@canadalifeint.ie

This website is for UK professional advisers only and is not approved for use by private customers.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.