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Flexible Investment Bond

A flexible approach to investing a lump sum

The Flexible Investment Bond from Canada Life is no longer open to new business; however existing policyholders can invest additional amounts which have advantages over investing in a new investment bond.

Not only will they have access to the same comprehensive range of investment funds as the CanInvest Select Account but they will also have access to a similar range of product options.

As a market leading provider of onshore bonds, Canada Life offers you and your clients the security you need from an investment partner.

The ability to top-up an existing arrangement means that not only is the administration simplified, with investments under one Bond, there are also potential tax benefits should they choose to surrender all or part of the investment in the future.

The Bond can be a tax efficient solution for investors because tax is accounted for in the investment, which means no basic rate income tax liability will exist when a chargeable event occurs.

  • The Bond offers a choice of charging structures, allowing you to select the most suitable for your clients.
  • Additional amounts invested as spread equally over the inforce identical policies, providing flexibility when your clients want to take money from the investment.
  • The underlying fund selection can be changed, without charge, at any time.
  • A comprehensive phased investment facility is available allowing money to be moved between different investment funds over a required period of time.
  • In addition to withdrawals being available every month, quarter, half-year or year they are also available on a termly basis to help with school fees planning.
  • Access to a comprehensive range of adviser charging options.

The Flexible Investment Bond allows you to provide your clients with an investment solution tailored to their objectives, both now and in the future. Our investment solution has been achieved through our rigorous fund selection and governance process; drilling down through thousands of funds that are available today – refining the options into a high quality range of over 150 funds.

The value of investments can fall as well as rise and you should speak to a professional adviser to ensure that any investment is suitable for you.

The Flexible Investment Bond offers a simple and straightforward, tax-efficient investment solution for existing policyholders who want to invest a further lump sum.

Interested in More? Why not Look At...

CanInvest Select Account

Combining retirement and estate planning

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Offshore Savings Account

The international savings solution

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This website is for UK professional advisers only and is not approved for use by private customers.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.