International Portfolio Bond

A comprehensive solution for investors

Investing through a Dublin based company offers UK investors significant tax advantages. Combining these with an investment bond offering a comprehensive range of investment options can be a very attractive solution for the right clients.

The International Portfolio Bond from Canada Life International Assurance (Ireland) offers all the benefits you would expect from a leading investment bond provider and has developed over time to meet the changing needs of advisers and clients.

Your clients have access to regular withdrawals or one-off single payments, either through partial surrenders or segment surrenders, and a choice of currencies which can be attractive to investors who do not want to link their investment to sterling; such as for those planning to move abroad and looking to reduce the effect of currency risk.

 

  • The tax efficient growth of an investment based in Dublin means that for a UK resident any growth achieved in the Bond is not subject to UK tax although UK tax may apply when any profit is brought back into the UK.
  • A choice of charging options offering flexibility for different clients.
  • The Bond is issued as a series of up to 99,999 individual policies allowing tax efficiency when withdrawing money.
  • The ability to use multiple investment solutions at any time, allowing investors to mix and match between funds, cash deposits, discretionary managers and investment platforms.
  • A Segregated Policy Service which offers investment options such as direct investment into equities, gilts and corporate bonds, as well as collectives.
  • It is possible to pay additional amounts into the bond, either as one off payments or regular amounts.
  • As a life assurance policy, the individual policies can be gifted to other people without a tax charge.
  • For trustees, it can offer an easy method of investing.

The Bond is true open architecture – this means that almost any collective fund from around the world can be used, as can cash deposits, investment platforms or discretionary managers. The list of platforms and discretionary managers is always evolving and being added to.

It is possible to use multiple funds, platforms and discretionary managers and the investments can be changed at any time.

The value of investments can fall as well as rise and you should speak to a professional adviser to ensure that any investment is suitable for you.

The International Portfolio Bond will appeal to UK resident investors with at least £50,000 to invest who are looking for the tax efficiency of an international investment with a range of investment options.

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"Holly is a high income earner, with a large lump sum available that she wants to invest in to a tax-efficient and accessible trust."
Holly
Contact by phone

Contact us to find out more

United Kingdom
0345 606 0708

International
01624 820200

United Kingdom
customer.services@canadalife.co.uk

International (Isle of Man)
focus@canadalifeint.com

International (Dublin)
distributionsupport@canadalifeint.ie

This website is for UK professional advisers only and is not approved for use by private customers.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.