Product Home Finance Interest Select Regular 680X392

Interest Select Options

Our manageable lifetime mortgages

Introducing our Interest Selection Options

Our Interest Select Options are lifetime mortgages which offer certainty, allowing you to pay some or all of the interest each month. This means you can reduce the impact of interest building up, manage your loan balance more easily and still own your home for the rest of your life.

Key benefits

Balance Scales
Choose to pay from 50% to all of the interest each month
Management
Add a cash reserve facility to access money later
Money 1
Optional £1,000 cashback
Money Bag
Enjoy a one-off, tax-free cash payment

Is it right for me?

This product may be right for you if:

  • You’re looking to make regular monthly payments, which are automatically debited from your account
  • You want to pay back some or all of the interest each month
  • You’re concerned about interest building up and reducing the equity in your property
  • You want to leave an inheritance to your loved ones

This product may not be right for you if:

  • You’re not intending to make regular payments at the start of each month
  • You want flexibility over your payments
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Need an adviser?

Get a tailored quote for this product from a financial adviser. To find one, visit the Equity Release Council.

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Also worth knowing

Customer documents

Risk warning

A lifetime mortgage is a loan secured against your home. It will reduce the amount of inheritance you leave and may affect your tax position and entitlement to welfare benefits.

Next steps

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Find an adviser

Get a tailored quote for this product from a financial adviser. To find one, visit the Equity Release Council.

Find an adviser
Your Investment Choices Cogworks Extended Fund Range 432X240

Customer support

Find answers to commonly asked questions, helpful links, tools and contact details.

Customer support
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Get in touch

Call customer services

0800 068 0212

or send an email

Monday – Friday 9am to 5pm

Other contacts