Canlife Portfolio Funds

Risk profiling is a well-established process used by financial advisers to help identify an investor’s attitude to risk and capacity for loss (how much risk they can afford to take). Once an investor’s profile has been agreed, the adviser needs to find investments that match and this can be a complex and time-consuming process.

To meet this need we created the Canlife Portfolio fund range.

The Canlife Portfolio funds invest in a wide range of asset types, countries and sectors to create a well-diversified and straightforward investment solution to suit your attitude to risk and investment objectives.

The idea is simple; the higher the number, the higher the level of risk the fund will target. So as the risk level increases, so does the potential for return, but so too does the risk of losses. And the lower the risk level, the lower the potential for return but also the lower the risk of losses.

Each fund is matched to a risk profile from 3 to 7 within Dynamic Planner’s risk profiling tool (which is popular with advisers) and we make sure our funds continue to match them.


As at 1st September 2018

Key points

  • Globally diversified funds aligned to Dynamic Planner’s risk profiles 3 to 7.
  • We have over a decade of proven capability in risk-targeted fund management.
  • Available as both active and passive investment options:
    • Active Portfolio funds benefit from the investment expertise of our in-house fund range
    • Passive Portfolio funds are managed in partnership with BlackRock, one of the world’s largest asset managers.
  • Ready-made, cost-effective investment solutions.
  • Peace of mind that by sticking rigidly to Dynamic Planner’s asset allocations, our Portfolio funds should never stray from their risk targets, which means that they will always align with your appetite for risk.

Active and Passive Solutions

Funds are often described as being active or passively managed. We are keen for our customers to have cost-effective access to both and the difference between the two investment strategies is explained below.


Passive managed funds deliberately try to track a market index. Sometimes called trackers, these funds aim to replicate the performance of an index, such as the FTSE 100, but without trying to beat it.


An active managed fund is run by a fund manager who selects assets that they believe will increase in value. The manager will use their investment experience and market knowledge with the aim of delivering a return above that achieved by the market (or an index).

There has always been lots of debate about active and passive investing; both can be successful and both have advantages and disadvantages and we’ve summarised some of the key differences below:

Passives and Actives

To find out how you can invest in this proven fund range, contact your professional adviser.

Making an investment choice is not easy and we always recommend that you speak to a professional adviser who can help you understand the options open to you.

We hope this page was useful but please remember that past performance is not a guide for the future and you may get back less than you invested.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised and regulated by the Financial Conduct Authority.