We have rebranded Retirement Advantage products as Canada Life. Visit our Retirement Account and Home Finance pages.

Legal & Regulatory Information

Legal and regulatory information

Our general site terms and conditions govern the use of this website and are set out below. Please read them carefully as by using the site you indicate your acceptance of them.

Canada Life International Assurance (Ireland) DAC (CLIAI) is authorised by the Central Bank of Ireland

 

Advice

Nothing in this site shall be deemed to constitute financial or other professional advice in any way. You should consult your financial adviser or other professional adviser if you require any financial advice. In choosing to buy any CLIAI product from this site you should not rely solely on the information contained within the site pages. You should carefully read the policy documentation and/or terms and conditions relating to any specific product before purchasing.

 

Variant of contract

CLIAI reserves the right in its absolute discretion at any time and without notice to remove, amend or vary any of the content which appears on any page of this site, including any terms and conditions. Any changes to these terms and conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised conditions.

 

Disclaimer

Whilst CLIAI has taken all reasonable steps to ensure that the information contained within the pages of this site is accurate, current and complies with the relevant legislation and regulations, no warranty is given and no representation is made regarding the accuracy of or completeness of the content of this site.

Consequently, CLIAI accepts no liability for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in this website. Further, no warranty is given that this site shall be available on an uninterrupted basis and no liability can be accepted in respect of losses or damages arising out of such unavailability. In addition, no liability can be accepted in respect of losses or damages arising out of changes made to the content of this site by unauthorised third parties.

You acknowledge that you are solely responsible for the use to which you put this site and all the results and information you obtain from it and that all warranties, conditions, undertakings, representations and terms whether expressed or implied, statutory or otherwise are hereby excluded to the fullest extent permitted by law.

Nothing in these terms and conditions shall exclude, limit or restrict
CLIAI's duties and liabilities to you under the Financial Services and Markets Act 2000 and any subsequent amending or replacement legislation which regulates the carrying out of investment or financial business in the United Kingdom, or any conduct of business rules which we are bound to comply with. Further, nothing in these terms and conditions shall attempt to exclude liability for death or personal injury or for fraudulent misrepresentation.

 

Personal investing

The capital value of investments and the income from them can go down as well as up and an investor may not get back the amount invested. If you have any doubts at all about investing you should consult a financial adviser.

Copyright and trade marks

Copyright in the pages of this site, in the screen displaying the pages and in the information, texts, graphics and material contained therein and their arrangement is owned by CLIAI, unless otherwise stated. All trade marks, service marks, company names or logos are the property of their respective holders and no permission is given by CLIAI in respect of the use of any such trade marks, service marks, company names or logos and such use may constitute an infringement of the holders' rights. Reproduction of the pages of this site in whole or in part, without the prior written consent of CLIAI, is strictly prohibited unless for private, non-commercial viewing purposes.

 

Complaints or queries

For further information or if you wish to complain about any aspect of the service you have received from CLIAI, please contact us at:


Canada Life International Assurance (Ireland)
Irish Life Centre
Lower Abbey Street
Dublin 1
Ireland
Phone: +44 (0) 1624 820200

Call charges will vary. We may record and monitor calls.


Complaints we cannot settle can be referred to the Financial Services Ombudsman.

The address is:

Financial Services Ombudsman's Bureau,
3rd Floor, Lincoln House
Lincoln Place
Dublin 2
Ireland
Telephone: +353 1 662 0899
Website: http://www.financialombudsman.ie


The final decision of the Ombudsman is binding on both parties subject only to appeal to the Irish High Court. Making a complaint will not prejudice your right to take legal proceedings.

 

Compensation

Under the Financial Services Compensation Scheme, which was established under the Financial Services and Markets Act 2000, should the company be unable to meet its liabilities to investors, compensation may be available to certain UK resident policyholders. Further information is available on request.

Canada Life International Assurance (Ireland) DAC is authorised by the Central Bank of Ireland.

Canada Life Limited, registered in England no. 973271. Registered office: Canada Life Place, Potters Bar, Hertfordshire EN6 5BA. Telephone: 0845 6060708 Fax: 01707 646088 www.canadalife.co.uk Member of the Association of British Insurers.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Insurance and Pensions Authority.

Registered Details

Canada Life International Assurance (Ireland)
Registered in Ireland Number: 440141
Registered Office:
Irish Life Centre
Lower Abbey Street
Dublin 1
Ireland

 

Canada Life International Assurance (Ireland) is authorised by the Central Bank of Ireland.

Canada Life Limited, registered in England no. 973271. Registered office: Canada Life Place, Potters Bar, Hertfordshire EN6 5BA. Telephone: 0845 6060708 Fax: 01707 646088 www.canadalife.co.uk Member of the Association of British Insurers.

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Insurance and Pensions Authority.

 

Irish Insurance Federation

Canada Life International Assurance (Ireland) DAC is a member of the Irish Insurance Federation.
A Member of the Association of International Life Offices.

 

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.