Save And Invest Products Select Account 1360X784

Select Account

Our simple, onshore investment bond

Introducing our Select Account

This tax-efficient onshore bond offers a simple way to invest for the future. You can open an account with just £5,000 and create a bespoke portfolio from more than 150 funds. This account could be ideal for anyone who’s already used their ISA allowance.

Key benefits

Mobile 1
Phased investment option, so you can move funds automatically
Money 1
Option to enjoy a regular income from your investment
Flexibility
Enjoy unlimited free switching between funds
Financial Adviser
A simple, transparent charging structure

The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change.

How it works

Is it right for me?

This account could be right for you if:

  • You’re aged 18 or over
  • You have at least £5,000 to invest
  • You’re happy to invest for at least 10 years
  • You want to invest in a wide choice of insured funds
  • You’ve already used up your annual ISA allowance
  • You’ve got other savings and investments to rely on
  • You want to generate a capital lump sum, an income, or both

This account might not be for you if:

  • You have less than £5,000 to invest
  • You haven’t used up all of your ISA allowance
  • You might want to withdraw all of your investment straight away
  • You can’t afford to lose the amount you invest

This product has won 3 awards.

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Fund Centre

Fund centre

Explore all our available funds. See our price lists, fund performance, factsheets and more.

Learn more

Compare investment products

Select Account Premiere Account Premiere Europe Account Delta Account Elite and Prestige Accounts Offshore Savings Account
Issued from Canada Life (UK) Canada Life International (Isle of Man) Canada Life International Assurance (Ireland) Canada Life International (Isle of Man) CLI Institutional (Isle of Man) Canada Life International (Isle of Man)
Minimum initial investment £5,000 £50,000 £50,000 £3,000 £1 million Zero (or £7,500 if regular premiums are not used)
Regular premium option No Yes, minimum of £2,500 a month Yes, minimum of £2,500 a month No No Yes, minimum of £500 a month
Investment choice Over 150 insured UK life funds Any permissible fund plus cash deposits and the Segregated Portfolio Service Any permissible fund plus cash deposits and the Segregated Portfolio Service Over 150 insured Isle of Man life funds Any permissible fund plus cash deposits Over 150 insured Isle of Man life funds
Maximum number of sub-policies 999 99,999 99,999 10 998 10
Bond currency £ £ $ €  £ $ €  £ $ €  £ $ €  £ $ € 
Free fund switching Yes No No Yes No Yes
Platform / DFM links No Yes Yes No Yes No
Capital redemption option No Yes Yes No Yes No
  Learn more Learn more Learn more Learn more Learn more Learn more

Also worth knowing

Key Documents Highlight 704W X 554H

Key documents

Client guide
All about our Select Account

Key features
Benefits and features

Next steps

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Customer support

Find answers to commonly asked questions, helpful links, tools and contact details.

Customer support
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Get in touch

Call customer services

0345 606 0708
+44 1707 651 122

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