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This tax-efficient onshore bond offers a simple way to invest for the future. You can open an account with just £5,000 and create an investment portfolio from more than 150 funds. This account could be ideal for anyone who’s already used their ISA allowance.
The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change.
|Select Account||Premiere Account||Premiere Europe Account||Delta Account||Elite and Prestige Accounts||Offshore Savings Account|
|Issued from||Canada Life (UK)||Canada Life International (Isle of Man)||Canada Life International Assurance (Ireland)||Canada Life International (Isle of Man)||CLI Institutional (Isle of Man)||Canada Life International (Isle of Man)|
|Minimum initial investment||£5,000||£50,000||£50,000||£3,000||£1 million||Zero (or £7,500 if regular premiums are not used)|
|Regular premium option||No||Yes, minimum of £2,500 a month||Yes, minimum of £2,500 a month||No||No||Yes, minimum of £500 a month|
|Investment choice||Over 150 insured UK life funds||Any permissible fund plus cash deposits and the Segregated Portfolio Service||Any permissible fund plus cash deposits and the Segregated Portfolio Service||Over 150 insured Isle of Man life funds||Any permissible fund plus cash deposits||Over 150 insured Isle of Man life funds|
|Maximum number of sub-policies||999||99,999||99,999||10||998||10|
|Bond currency||£||£ $ €||£ $ €||£ $ €||£ $ €||£ $ €|
|Free fund switching||Yes||No||No||Yes||No||Yes|
|Platform / DFM links||No||Yes||Yes||No||Yes||No|
|Capital redemption option||No||Yes||Yes||No||Yes||No|
|Learn more||Learn more||Learn more||Learn more||Learn more||Learn more|
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