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Second Home Options

Unlock cash from your second home

Introducing our Second Home Options

Unlock cash from your second home with our flexible lifetime mortgages. Our Second Home Options give you control over your loan repayments. You can choose to repay some of your  loan each year, or you can let the interest build with no repayments.

Key benefits

Taking Money Out
Enjoy a one-off, tax-free cash payment
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Free valuations
Analytics
Options to borrow more money at a later date
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No affordability checks

Is it right for me?

This product may be right for you if:

  • You’d like the flexibility to choose between making voluntary contributions up to a 10% annual limit or making no payments during your loan
  • You want a tax-free cash lump sum
  • You own more than one home

This product may not be right for you if:

  • You’d like to make regular monthly interest payments
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Need an adviser?

Get a tailored quote for this product from a financial adviser. To find one, visit the Equity Release Council.

Find an adviser

Also worth knowing

Customer documents

Risk warning

A lifetime mortgage is a loan secured against your home. It will reduce the amount of inheritance you leave and may affect your tax position and entitlement to welfare benefits.

Next steps

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Find an adviser

Get a tailored quote for this product from a financial adviser. To find one, visit the Equity Release Council.

Find an adviser
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Customer support

Find answers to commonly asked questions, helpful links, tools and contact details.

Customer support
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Get in touch

Call customer services

0800 068 0212

or send an email

Monday – Friday 9am to 5pm

Other contacts