Retirement and Pensions Products

Whether your clients are looking to combine pensions, make regular or one-off contributions, build up retirement savings, or take retirement benefits, we have a range of solutions to meet their needs.

If you have recently received a letter regarding tax code changes that may impact the tax you pay on your annuity income, you may need to contact HMRC to discuss your taxation position. You can do this by logging onto your online Personal Tax Account via, calling the helpline on 0300 200 3300, or via post Sefton Area, HM Revenue & Customs PAYE, PO Box 1970 Liverpool, L75 1WX.

If you have any questions about this letter or need assistance in understanding any of the points raised, please contact 

Promotion approved 10/07/2023

Our guaranteed income products

Our retirement products have been designed with simplicity, security, and flexibility in mind. Learn more about our retirement solutions and discover their benefits.

Lifetime Annuities

  • A guaranteed retirement income for life
  • Enhanced annuities available for qualifying health conditions
  • A range of death benefits to suit your client’s preferences

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Fixed Term Income Plan

  • A guaranteed income for 1 to 20 years, which can increase each year
  • Offers a Guaranteed Maturity Value lump sum
  • A range of death benefits to suit your client’s preferences

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Purchased Life Annuity

  • A tax-efficient, purchased income for life or a specified term
  • No tax paid on capital element of income, and may be suitable for IHT planning
  • Option to pay benefits on death, including a joint life benefit

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Technical Support

Our ican Technical Services team is on hand to provide you with award-winning help and guidance. Consisting of industry-recognised experts, our team delivers the right technical information when you need it.

Use Technical Eye to keep up to date with the latest industry developments, and access a range of technical training material that’s CPD qualifying, including webinars and podcasts.

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Due diligence

Consumer Duty

See how we’re responding to the new Consumer Duty, including FAQs.

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Product information

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