We have rebranded Retirement Advantage products as Canada Life. Visit our Retirement Account and Home Finance pages.

Please note the Janus Henderson funds are priced as at 14/11/18 and will be updated tomorrow due to no price being issued on 15/11/18.

Lifetime Mortgages

Discover our Lifetime Mortgages

Releasing equity from your property is a big decision. So to make sure you make the right choices that are right for you, we only sell our mortgages through financial advisers. You can find an adviser here.

Interest roll-up Lifetime Mortgages

Lifestyle Options

Release a tax-free cash lump sum, with no monthly payments.

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Prestige Options

You can borrow £250,000 – £2 million on our Prestige Options.

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Repayment Lifetime Mortgages

Interest Select Options

Limit the amount of interest that rolls up by making interest payments by direct debit each month.

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Voluntary Select Options

On our Voluntary Select Options you can make voluntary payments of up to 15% of the initial loan amount every year.

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Capital Select Options

On our Capital Select Options you can make voluntary payments of up to 10% of the initial loan amount every year.

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Maximum Loan Calculator

Find out how much equity you can release from your property with our Maximum Loan Calculator.

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Second Home Lifetime Mortgages

Second Home Lifestyle

You won’t need to make any interest payments on Second Home Lifestyle, instead, the interest rolls up.

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Second Home Voluntary Select

Release cash from your Second Home and make voluntary payments to service the capital and interest..

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Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.