Lifetime Mortgages

Releasing equity from your property is a big decision. So to make sure you make the right choices that are right for you, we only sell our mortgages through financial advisers. You can find an adviser here.

Interest roll-up Lifetime Mortgages

Lifestyle Options

Release a tax-free cash lump sum, with no monthly payments.

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Repayment Lifetime Mortgages

Interest Select Options

Limit the amount of interest that rolls up by making interest payments by direct debit each month.

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Capital Select Options

On our Capital Select Options you can make voluntary payments of up to 10% of the initial loan amount every year.

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Second Home Lifetime Mortgages

Second Home Lifestyle

You won’t need to make any interest payments on Second Home Lifestyle, instead, the interest rolls up.

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Second Home Voluntary Select

Release cash from your Second Home and make voluntary payments to service the capital and interest..

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Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised and regulated by the Financial Conduct Authority.