Delta Account

Our simple, offshore investment bond

A straightforward, tax-efficient way to invest for the future. This offshore bond is based in the Isle of Man, offering significant tax advantages. You can choose from over 150 Canada Life funds and make regular or ad-hoc withdrawals. For this account, you’ll need to invest at least £3,000.

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Is the Delta Account right for you?

Tax-efficient growth on your account
Unlimited free switching between funds
Choose to hold your bond in sterling, euro or US dollars
Option to get a regular income from your investment

What are the risks?

Your investment is not guaranteed as the value of your investment can go down as well as up. The way funds have performed in the past is no guide to the future and you might get back less than you put in.

This account could be right for you if:

  • You’re aged between 18 and 89 years old

  • You have at least £3,000 to invest

  • You’re happy to invest for at least ten years

  • You want to invest in a wide choice of insured funds

  • You’ve already used up your annual ISA allowance

  • You’ve got other savings and investments to rely on

  • You want to generate a capital lump sum, an income, or both

This account may not be right for you if:

  • You have less than £3,000 to invest

  • You haven’t used up all of your ISA allowance

  • You might want to withdraw all of your investment straight away

  • You can’t afford to lose the amount you invest

Frequently asked questions

Client documents

To find out more about our Delta account download our latest key features guide.

Delta Account key features