Equity release calculator

For adviser use only

Our award-winning range of Home Finance options allow your clients to release a tax-free, cash lump sum from their main residence, Buy-to-Let property or second home.

How it works

Simply enter the required information below and the equity release calculator will generate the maximum amount your client can borrow for each of our products.

The amount that your client can borrow depends on their circumstances, which includes the value of their home and their age.

If there are two borrowers, the amount available depends on the age of the younger borrower. Our minimum ages vary from 55 to 60 across our product range.

If your client would like the option of drawing down more money at a later date without needing further financial advice, please select with cash reserve facility. If they would like to have cashback at completion, you can choose with cashback.

Important information

The information provided is an example to help you understand the maximum amount your client can borrow, their annual equivalent rate and the maximum amount they are able to pay off in a year without incurring an early repayment charge (ERC).

You will be able to provide your client with a personalised illustration that will show the amount they can borrow and the overall costs and interest rates, including the annual percentage rate (APR). The amount your client can borrow will depend on their property meeting our underwriting criteria. Once you have submitted an application to us, we’ll appoint a professional independent valuer to gain an accurate value of their home.

Find out more about our Lifetime Mortgages and Buy-to-Let Mortgages.