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This annuity lets you invest a cash lump sum in return for a regular, guaranteed, tax-efficient income. Depending on your needs, you can receive income over a specified term, or for the rest of your life. Just so you’re aware, you won’t be taxed on part of your income as it’s treated as a ‘return of your lump sum’.
Just so you’re aware, you can’t change or cash in your policy once we’ve set it up. Tax rates may change in the future. It’s important that you speak to your adviser about protecting your lump sum. This is because the total income you receive might be less than your lump sum if you die shortly after your policy starts.
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