Buy-to-Let Mortgages

Unlock the value of your buy-to-let

Unlock the value of your property with our flexible range of buy-to-let mortgages. Our buy-to-let mortgages are a type of later life mortgage that lets you release tax-free cash from your property value. You’ll get a long-term loan with a fixed interest rate that’s designed to last for the rest of your life.

Buy-to-Let Mortgages

Over 55 Buy-to-Let Voluntary Select Option

Our flexible buy-to-let mortgage is a loan secured against your property that allows you to turn the equity that you've built up into cash that could be used for a range of purposes

  • Choose to repay up to 10% each year
  • Flexible repayments start from £50 each year
  • No minimum income requirements
  • No affordability checks required

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Here's what you'll get with Canada Life:

Our Capital Select Options do not include a completion fee

We won’t charge you any fees to set up this mortgage, which means there’s no valuation or completion fee. However, you’ll still need to pay solicitor and adviser fees.

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Second Home Options

Find out how to make the most out of your retirement and unlock money from your second home.

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Why choose Canada Life for home finance?

Award-winning range of products
Market-leading expertise and customer service
Part of Great-West Lifeco with over £987bn in assets (as at 30 June 2020)

Risk warning

An Over 55 Buy-to-Let mortgage is a loan secured against your property. It will reduce the amount of inheritance you leave and may affect your tax position and entitlement to welfare benefits.

Learn more about home finance

Equity release explained
Understand how equity release works

Our eligibility
Find out if you’re eligible for home finance

Taking out a mortgage
Understand how to take out a mortgage with us