Buy-to-Let Mortgages

Unlock the value of your buy-to-let

Please note, we’ve temporarily stopped accepting new applications for this product. If you would like more information about the options available to you, please contact a financial adviser.

If you are an existing customer please contact us or your financial adviser.

Unlock the value of your property with our flexible range of buy-to-let mortgages. Our buy-to-let mortgages are a type of later life mortgage that lets you release tax-free cash from your property value. You’ll get a long-term loan with a fixed interest rate that’s designed to last for the rest of your life.

Buy-to-Let Mortgages

Over 55 Buy-to-Let Voluntary Select Option

Our flexible buy-to-let mortgage is a loan secured against your property that allows you to turn the equity that you've built up into cash that could be used for a range of purposes

Choose to repay up to 10% each year
Flexible repayments start from £50 each year
No minimum income requirements
No affordability checks required

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Here's what you'll get with Canada Life:

Our Capital Select Options do not include a completion fee

We won’t charge you any fees to set up this mortgage, which means there’s no valuation or completion fee. However, you’ll still need to pay solicitor and adviser fees.

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Second Home Options

Find out how to make the most out of your retirement and unlock money from your second home.

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Why choose Canada Life for home finance?

Market-leading expertise and customer service

Part of Great-West Lifeco with over £987bn in assets (as at 30 June 2020)

Risk warning

An Over 55 Buy-to-Let mortgage is a loan secured against your property. It will reduce the amount of inheritance you leave and may affect your tax position and entitlement to welfare benefits.