Important information

Please be aware that there will be a temporary disruption in our web services. This is due to necessary maintenance work that will be taking place from Friday 1st December until 12:00 on Saturday 2nd December.

Thank you for your patience and we apologise for any inconvenience caused.

Flexible Benefits

Give your employees the cover they want

Our flexible benefits put your employees in control of their cover. We tailor our policies to suit your business needs so that it’s right for you and your employees. This means you’ll be able to select the benefits you want to offer and your employees can choose the cover that works with their budget.

Are Flexible Benefits right for you?

Greater control over the cost of your benefits package

Save time with quick online applications

Drive employee engagement with marketing support

Features and benefits

Four products available: Critical Illness, Life Insurance, Partner Life Insurance, and Income Protection
Employees choose their benefits and level of cover
Employees can alter their cover at set times each year or at certain life events
Bespoke marketing support with every policy available upon request
Dedicated flex team with specialists from every business area
Control your benefits package by offering the benefits your employees want
Fund part of your employees’ cover through a core benefit
Employees can fund additional cover through voluntary benefits
Wide range of employee support services with every product

Wellbeing Calendar

Explore our new and improved wellbeing calendar. Full of support, resources, ideas and inspiration designed to help you develop your workplace wellbeing strategy.

Learn more

Need an adviser?

Need an adviser? A financial adviser can help you get a tailored quote for our products. Read up on how to find an adviser and what to expect from the advice process.

Find a Financial Adviser

Frequently asked questions

Yes, after their initial selection, they can increase cover at:
- The next selection window – usually a two week period each year
- A life event – for example marriage, having a child or buying a house
We have a selection of videos you can use to help communicate your new cover: