Need an adviser?
Get a tailored quote for this product from a financial adviser. To find one, visit Unbiased.
Pass on your money in a tax-efficient way
This trust lets you gift your money outright in a tax-efficient way. When you place money in a gift trust, it moves out of your estate after seven years and is exempt from inheritance tax. Any investment growth is outside of your estate from day one. With our Gift Trust, you can also allow payments to be made to your beneficiaries while you’re alive.
Just so you’re aware, we’re unable to change the terms of your annuity policy once we’ve set it up. Your income will stop when you die unless you opt to include death benefits. Inflation will reduce the spending power of your income, especially if you haven’t chosen a rising income. The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change. Other annuity providers may provide you with a better outcome.
You want to reduce any inheritance tax after seven years
You want to gift your money outright
You want to allow payments to be made to beneficiaries while you’re alive
You don’t need access to your money
You want to access your money
You’ll need one of these products to use with our Gift Trust:
Get a tailored quote for this product from a financial adviser. To find one, visit Unbiased.
Get a tailored quote for our products from a financial adviser. To find one, visit Unbiased.
Find answers to commonly asked questions, helpful links, tools and contact details.
Monday to Friday, 9am to 5pm