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High Net Worth Specialism
Our average sum assured is £2.19 million, with cover available from £25,000 to £40 million
We can consider cover for non-domiciled and non-resident individuals, who wish to cover an inheritance tax liability.
100% of claims paid
In the past 10 years we have paid 100% of death claims to customers.
The cost of the life assurance can increase on a premium review and your premiums may increase or your level of cover reduces. The value of units can fall as well as rise. You will need to discuss this thoroughly with your financial adviser.
Available on a single or joint basis
Free from income tax when the benefit becomes payable
Four cover options allowing you to structure your Flexible Life Plan to suit your needs
Can cover inheritance tax liability or business protection requirements when combined with a suitable trust
Optional Premium Waiver add-on should you need to pause premium payments due to injury or illness
Guaranteed Insurability Option means you could increase your cover with no further medical underwriting if you get married, have, or legally adopt a child, or your mortgage or inheritance tax liability changes