Product Estate Planning Flexible Life Plan 680X392

Flexible Life Plan

Providing a lump sum in the event of your death

About Flexible Life Plan

Our protection whole of life assurance policy will pay out a lump sum when you die.

Key Benefits

Money 5 43
Experienced high net worth underwriting team
Balance Scales
Your cover can remain in place until you die
Taking Money Out
100% of death claims paid in the last 6 years

Features and benefits

  • Available on a single or joint life basis
  • Select your level of cover up to £40m – payable on the death of the last life assured
  • We can invest your premiums in up to four investment funds from a range of over 100 funds
  • We’ll deduct your life cover cost from these funds
  • We periodically review your premiums: usually after ten years, then every five years
  • If the cost of your life assurance increases on a review, you can use any accumulated funds to subsidise the future costs, increase the premium payable to you or reduce your level of cover 
  • Choose from four plan structures: maximum cover, standard cover, target cover and specific cover 
  • Option to include a Premium Benefit Waiver: we’ll cover your premiums if you’re unable to work for a period of time
  • Experienced and accessible underwriting and technical teams
  • You can use our plan for your family’s financial security, business protection or as part of an estate planning strategy
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Your questions answered

Also worth knowing

A Guide to non-medical limits

Medical evidence required for your sum assured

Flexible Life Plan Key features

Key information to help you decide whether this is right for you

Flexible Life Plan policy details

The full terms and conditions so you can see what’s covered

Underwriting Frequently asked questions

The full terms and conditions so you can see what’s covered

Next steps

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Customer support

Find answers to commonly asked questions, helpful links, tools and contact details.

Customer support
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Get in touch

Contact our offshore team

0333 015 1382

or send an email

Monday – Friday 9am to 5pm

Other contacts