If you’re the only life assured, we’ll pay a death benefit, which is 100.1% of the value of your investment, when you die. If there’s more than one life assured, the account can continue until the death of the last life assured, when the death benefit will be paid.
We reserve the right to ask the claimant for grant of representation at the time of the claim, and we’ll let them know what documentation is needed. By using a trust with your account, you’ll be able to choose who’ll receive the death benefit if you die, and this also avoids the need for probate.
Yes, you can cancel your investment up to 30 days after you receive your policy information.
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