Home Finance

Discover Our Home Finance Options

Our award-winning and innovative home finance options allow you to release equity from your property, tax-free. You receive a cash lump sum that is yours to do whatever you like with, and you can choose whether you would like to make payments or simply let the interest roll up. We've designed these products with your needs in mind, in fact, they can be secured on your main residence, second home or Buy-to-Let property.

Our Home Finance Options allow you to release cash from your property while still being able to live in your home. You can choose whether you would like to make payments, or let the interest roll up. Releasing equity from your property is a big decision. So to make sure you make the right choices that are right for you, we only sell our mortgages through financial advisers. You can find an adviser here.


Lifetime Mortgages

Lifestyle Options

Interest roll-up lifetime mortgages

These Options give you a cash lump sum, without any repayments.

View Detail

Prestige Options

Interest roll-up lifetime mortgages

Our Prestige Options provide you with a loan amount of £250,000 – £2 million.

View Detail

Interest Select Options

Interest paying lifetime mortgages

Pay up to 100% of the interest each month, stop or reduce the impact of interest roll-up.

View Detail

Voluntary Select Options

Repayment lifetime mortgages

These options allow you to make capital and interest repayments

View Detail

Capital Select Options

Repayment lifetime mortgages

Customers can pay up to 10% of the initial loan amount each year, with no early repayment charge.

View Detail

Second Home Options

Second Home lifetime mortgages

These options allow you to make payments or allow the interest roll-up on your Second Home.

View Detail

Buy-to-Let Mortgages

Over 55 Buy-to-Let Lifestyle

Buy-to-Let mortgages

If you’re a later life landlord you can release cash from your Buy-to-Let property, and leave your portfolio intact.

View Detail

Over 55 Buy-to-Let Voluntary Select

Buy-to-Let mortgages

A voluntary repayment mortgage for your Buy-to-Let property.

View Detail

Latest News

Canada Life has created a dedicated customer hub

Canada Life has created a dedicated customer hub on its website. The customer hub provides existing mortgage customers with resources they need to help inform their decision making once their mortgage has completed.

Top international queries

We review three of the most common questions asked by advisers about using international jurisdictions.

See all news

How much money could you release?

 

Find out how much equity you could release from your property with our easy to use calculator.

 

Maximum Loan Calculator

You might be interested in . . .

Lifetime Annuities & Scheme Pension

Visit

Trustee Investment Plan

Visit

Pension Investment Plan

Visit

CanRetire Flexible Drawdown Plan

Visit

Fixed Term Income Plan

Visit

Wealth Preservation Account

Visit

Can't See What You're Looking For?

Find an adviser

FAQs

Contact Us

Careers at Canada Life

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.