Saving for retirement
Find out how a pension can help you.Learn more
Our simple, secure and flexible pension plans and annuities can help you make the make the most of your retirement. Whether you’re looking to combine your pensions, make regular or one-off contributions, build up retirement savings or take retirement benefits, we can tailor our solutions to your needs.
A flexible pension for your changing needs
A secure, regular income for life
Plan ahead with confidence
An Investment plan for pension scheme trustees
A tax-efficient income for life or a specified term
Craig Rippe, Head of Multi-Asset and Andrew Morris, Product Specialist, will deliver our 'LIVE' Quarterly Market Update webinar on 14th October at 11.00am. Click below for the agenda and to register now.Register
|Investment accounts||The Retirement Account*||Lifetime Annuity||Fixed Term Income Plan*|
|Guaranteed income for life||Yes||Yes||No|
|Option to increase income
(based on medical history and lifestyle)
|Adjust income at any time||Yes||No||No|
|Make regular and single contributions||Yes||No||No|
|Pass money to beneficiaries when you die||Yes||Yes||Yes|
|Inflation protection available||Yes||Yes||Yes|
|Potential for fund growth
(could also fall in value)
|Investment funds available||Yes 1500+||No||No|
|Access your money anytime||Yes||No||No|
|Product term||For life
|1 to 20 years|
|Is there a Guaranteed Maturity value?||N/A||N/A||Yes|
*The Money Purchase Annual Allowance (MPAA) is the maximum amount you can pay into your defined contribution pension savings in one year, and still get tax relief. The MPAA is triggered if taxable income is paid to you directly from The Retirement Account and Fixed Term Income Plan due to their flexi-access drawdown status.
A free guide to help you prepare for a drawdown review with your financial adviserLearn more
Get a tailored quote for our products from a financial adviser. To find one, visit Unbiased.
Find answers to commonly asked questions, helpful links, tools and contact details.