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The Retirement Account

A flexible pension for your changing needs

Introducing The Retirement Account

A flexible personal pension plan that can be adapted to suit your changing needs. Whether you’re working, close to retirement or already retired. The Retirement Account is simple, low-cost and lets you bring all your pension pots together under one simple plan. As you enter retirement, you can choose to take a guaranteed income, pension drawdown or a combination of both.

Key benefits

Money 5 54
Bring all your pension pots together under one plan
Performance
Choose from a wide range of investment funds
Money Bag
Enjoy a regular income or lump sums from the age of 55
Taking Money Out
Option to provide for your family when you die

Your investment is not guaranteed as the value of your investment can go down as well as up. The way funds have performed in the past is no guide to the future and you might get back less than you put in.

How it works

Is it right for me?

This product could be right for you if:

  • You’re a UK resident, aged 18 or over
  • You have at least £20,000 to invest
  • You and/or your employer want to make regular or one-off payments to build up a retirement fund
  • You want to bring your pensions together under one plan
  • You want access to a wide range of investment options
  • You want the flexibility to change your account in the future
  • You might want to pass your pension to your family when you die
  • You want tax planning options to benefit beneficiaries when you die

The Retirement Account may not be appropriate if:

  • You have less than £20,000 to invest at the start
  • You want to contribute to your Pension Savings but your employer already offers an alternative pension scheme. This might be a better option, so you should discuss this with your financial adviser
  • You want to take your whole pension pot immediately in one go
  • You do not have a financial adviser
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Also worth knowing

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Key documents

Client Guide
An introduction to The Retirement Account

Investment Fund Summary
Explore all your investment choices

Next steps

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Get a tailored quote for our products from a financial adviser. To find one, visit Unbiased.

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Call customer services
The Retirement Account

0800 032 7690

or send an email

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0345 606 0708

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