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Discounted Gift Trust
Reduce inheritance tax and enjoy a fixed income
Introducing our Discounted Gift Trust
This trust could be ideal for those looking for inheritance tax planning and a fixed, regular income. After seven years, the value of the gift moves out of your estate, so there won’t be any inheritance tax to pay on it. Any growth on the investment is outside of your estate from day one.
Key benefits
The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change.
How it works
Is it right for me?
This trust could be right for you if:
- You want to receive fixed, regular, tax-efficient payments
- You want a potential immediate inheritance tax saving
- You don’t want your beneficiaries to access the money while you’re alive
This trust might not be right for you if:
- You want to make flexible, ad-hoc withdrawals
- You want the beneficiaries to have access to the investment while you’re alive
- You want to cash-in the bond while you’re alive
Discounted Gift Trust Case Study
Our case study illustrates the steps clients need to consider and how our Discounted Gift Trust can help.
Read
Products that can be placed in this trust
You’ll need one of the following investment bonds to place into our Discounted Gift Trust.
Also worth knowing
Customer support
Key documents
Next steps
Need an adviser?
Get a tailored quote for our products from a financial adviser. To find one, visit Unbiased.
Customer support
Find answers to commonly asked questions, helpful links, tools and contact details.
Get in touch
Contact our onshore team
+44 1707 651 122
Contact our offshore team
0333 015 1382
Monday to Friday, 9am to 5pm