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Discounted Gift Trust
Reduce inheritance tax and enjoy a fixed income
This trust could be ideal for those looking for inheritance tax planning and a fixed, regular income. After seven years, the value of the gift moves out of your estate, so there won’t be any inheritance tax to pay on it. Any growth on the investment is outside of your estate from day one.
How it works
Is the Discounted Gift Trust right for you?
What are the risks?
The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change.
This trust could be right for you if:
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You want to receive fixed, regular, tax-efficient payments
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You want a potential immediate inheritance tax saving
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You don’t want your beneficiaries to access the money while you’re alive
This trust might not be right for you if:
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You want to make flexible, ad-hoc withdrawals
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You want the beneficiaries to have access to the investment while you’re alive
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You want to cash-in the bond while you’re alive
Discounted Gift Trust Case Study
Our case study illustrates the steps clients need to consider and how our Discounted Gift Trust can help.
Read
Products that can be placed in this trust
You’ll need one of the following investment bonds to place into our Discounted Gift Trust.
Frequently asked questions
Customer support
