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Discounted Gift Trust

Reduce inheritance tax and enjoy a fixed, regular payments.

The discounted gift trust (DGT) could be ideal for those looking for Inheritance Tax (IHT) planning and fixed, regular payments. Provided you live for at least seven years after the creation of the trust, the value of the gift moves out of your IHT estate. Any growth on the investment is outside of your estate from day one.

Find all the documents you need for our Discounted Gift Trusts. You can find more information on the different investment solutions below, or on the individual product pages.

Key documents

Discounted Gift Trust client guide

Bare Discounted Gift Trust Tax Notes

Discretionary Discounted Gift Trust Tax Notes

Anti-Money Laundering Submission Sheet

Bare Discounted Gift Trust Deed

Discretionary Discounted Gift Trust Deed

Currently unavailable

Fund switch and redirection form (UK)

Investment Administration Form [IOM]

Dealing Instruction form [Ireland]

Discounted Trust Planning Application

Premiere Discounted Gift Trust Account Key Features Document

Premiere Discounted Gift Trust Account Key Information Document

Premiere Discounted Trust Account Suitability Letter

Premiere Europe Discounted Gift Trust Account application (CLIAI)

Premiere Europe Discounted Gift Trust Account Key Features Document

Premiere Europe Discounted Gift Trust Account Key Information Document

Premiere Europe Discounted Gift Trust Account Suitability Report

Bare Discounted Gift Trust

Discounted Trust Account Bare Trust Tax notes

Discretionary Discounted Gift Trust

Discounted Trust Account Discretionary Tax Notes

Discounted Gift Trust client guide

Discounted Gift trusts Q & A

Premiere Discounted Trust Accounts fast facts

Adviser support

Wide variety of DGT solutions

Choice of Jurisdictions

 

The underlying investment can be held in one of two jurisdictions at outset.

  • Delta and Premiere Discounted Gift Trust Accounts – Isle of Man-based
  • Premiere Europe Discounted Gift Trust Account - Ireland-based

Wide variety of investment options

  • Delta Discounted Gift Trust Account offers a fettered range of offshore insured life funds
  • Premiere and Premiere Europe Discounted Gift Trust Accounts offer true open architecture including access to 000s of funds, 50+ investment platforms, 150+ discretionary investment manager links and the Segregated Portfolio Service.

Differing investment bonds

All DGT solutions are available as life assurance bonds with the use of multiple lives assured being available.

The Premiere and Premiere Europe Discounted Gift Trust Accounts are also available on a capital redemption basis, where specific lives assured are not required.

Frequently asked questions