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Gift trust

Pass on your money in a tax-efficient way

This trust lets you gift your money outright in a tax-efficient way. When you place money in a gift trust, it moves out of your estate after seven years and is exempt from inheritance tax. Any investment growth is outside of your estate from day one. With our Gift Trust, you can also allow payments to be made to your beneficiaries while you’re alive.

Find all the documents you need for our Gift Trust. For investment bond and protection documents, including application forms and guides, visit the individual product homepages or the document library.

Key documents

Bare Gift Trust notes

Bare Gift Trust tax notes

Discretionary Gift Trust notes

Discretionary Gift Trust tax notes

Choosing an appropriate trust

Bare Gift Trust deed

Discretionary Gift Trust deed

Deed of Appointment/Retirement of trustees

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Briefing notes

Short guides on a variety of topics that explain and simplify some of the key areas of financial planning.

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Frequently Asked Questions

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