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Helpful guidance on what to do after someone you know passes away
It can be difficult to know where to begin after someone close to you passes away. And the last thing anyone might want to face after a bereavement is an overwhelming task list. To make things a little easier, we’ve created a practical guide to help with the next steps.
Once you’ve received the medical certificate from a doctor or coroner, you’ll need to register the death within five days, or eight days if you live in Scotland. To do this in the UK, you’ll have to book an appointment with a Register Office. If you’d like more information, please visit www.gov.uk/register-a-death.
If the person you know passed away in the Isle of Man, you’ll need to register the death within five days. You can find out more information on how to do this by visiting www.gov.im/categories/births-deaths-and-marriages/register-a-death/.
Tell us once is a free UK service that lets you notify many government and council departments that someone has passed away. It’s designed to save time and effort, so that you don’t have to contact multiple organisations at such a difficult time. You’ll be offered this service when registering the death with a registrar.
However, the ‘Tell us once’ service only applies to government organisations and not private ones. This means that you’ll still need to contact some companies directly. These include:
You’ll also need to let us know directly if someone you know has passed away. Once we’re made aware, we’ll let you know the next steps.
Notifying a company that a loved one has passed away can be daunting, but we’ll guide you every step of the way. You can either tell us over the phone or by completing our online form here.
We’ll ask you for:
Once you’ve notified us, we’ll send you a letter or email confirming what happens next. We might ask to see the original death certificate and other supporting documents and take a copy for our records. If you send us any original documents, we’ll return them to you by recorded delivery for safe keeping.
There are some policies which might make continuing payments or pay out a lump sum to a beneficiary. To find out if you’re entitled to any beneficiary payments, you’ll need to make a claim.
If there are any payments on the policy due to be paid to a beneficiary, we’ll confirm this in writing to you or the executor of the will.
We might ask you or the executor to:
If you don’t have some of the information we’re asking for, please let us know. We understand that gathering documents can take time and we’re here to help in any way that we can.
Just in case you need any more information of guidance, we’ve put together a list of resources that we hope can help.
If you're an existing customer looking for policy or product-specific contact details, you can find them listed here.
Your financial choices can have a big impact on your future, so it’s important to research your options and consider getting professional advice before making any major decisions.
Whether you're a victim of a scam or suspect fraudulent activity, find information and guidance here.
We understand that everyone’s situation is different. Whether you’re dealing with a financial scam, need extra support due to health or accessibility needs, are looking for help with our products, or coping with a bereavement — we’re here to support you.