Why have you rated my application?

When assessing your application, our underwriting team may apply a medical rating. Whilst this isn’t a clinical diagnosis, it allows our team to consider the risks related to certain conditions. You should discuss your medical rating with your GP. If you’re concerned about it, please contact us and we’ll let your GP know why we’ve applied a particular rating.

Why has my application been declined?

We may decline an application for the following medical and non-medical reasons: <ul> <li style="font-weight: 400;">Your medical history</li> <li style="font-weight: 400;">Your age and medical history </li> <li style="font-weight: 400;">Your hobbies</li> <li style="font-weight: 400;">Recent travel history</li> <li style="font-weight: 400;">Residency</li> </ul>

How do I give my medical evidence?

Once we receive your completed application, our medical evidence collection agent will contact you to set up an appointment. They’ll collect your medical evidence on our behalf. Depending on where you live, you may need to attend more than one appointment but our agent will confirm this with you beforehand.

CanProtect Whole of Life Plan

Protecting your family’s wealth

The CanProtect Whole of Life plan is an offshore whole of life assurance policy designed to pay a lump sum when you die to cover a potential inheritance tax liability.

All the documents you need in one place. From forms and client guides to product brochures and key features.

Key documents

Client guide

CanProtect Whole of Life Fast Facts

Adviser guides

CanProtect Whole of Life Plan Key Features

Please note, CanProtect Whole of Life Plan is closed to new customers

Frequently asked questions

When assessing your application, our underwriting team may apply a medical rating. Whilst this isn’t a clinical diagnosis, it allows our team to consider the risks related to certain conditions.

You should discuss your medical rating with your GP. If you’re concerned about it, please contact us and we’ll let your GP know why we’ve applied a particular rating.
We may decline an application for the following medical and non-medical reasons:
- Your medical history
- Your age and medical history
- Your hobbies
- Recent travel history
- Residency
Once we receive your completed application, our medical evidence collection agent will contact you to set up an appointment. They’ll collect your medical evidence on our behalf. Depending on where you live, you may need to attend more than one appointment but our agent will confirm this with you beforehand.

New Customer?
Existing Customer?
Contact us
Are you an adviser?
Adviser Support

Key documents

Support guides

Client guide

Adviser guides

Notes and report

Bare Gift Trust Tax Notes

Bare Gift Trust Deed

Discretionary Gift Trust Tax Notes

Discretionary Gift Trust Deed

Suitability letters

Policy Management and Servicing

How to make a death claim

Anti-Money Laundering submission sheet

Direct Debit Mandate

Frequently asked questions

Why have you rated my application?

Why has my application been declined?

How do I give my medical evidence?

How to get started

New Customer?

Existing Customer?

Are you an adviser?