We have rebranded Retirement Advantage products as Canada Life. Visit our Retirement Account and Home Finance pages.

Home Finance

Our award-winning and innovative home finance options allow you to release equity from your property, tax-free. You receive a cash lump sum that is yours to do whatever you like with, and you can choose whether you would like to make payments or simply let the interest roll up. We've designed these products with your needs in mind, in fact, they can be secured on your  main residence, second home or Buy-to-Let property.

Discover Our Home Finance Options

Our Home Finance Options allow you to release cash from your property while still being able to live in your home. You can choose whether you would like to make payments, or let the interest roll up.


Lifetime Mortgages

Lifestyle Options

Interest roll-up lifetime mortgages

These Options give you a cash lump sum, without any repayments.

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Prestige Options

Interest roll-up lifetime mortgages

Our Prestige Options provide you with a loan amount of £250,000 – £2 million.

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Interest Select Options

Interest paying lifetime mortgages

Pay up to 100% of the interest each month, stop or reduce the impact of interest roll-up.

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Voluntary Select Options

Repayment lifetime mortgages

These options allow you to make an unlimited number of voluntary payments every year.

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Second Home Lifestyle

Second Home lifetime mortgages

An interest roll-up lifetime mortgage for your Second Home, with no payments.

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Second Home Voluntary Select

Second Home lifetime mortgages

This option allows you to release cash from your Second Home, and make voluntary payments.

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Buy-to-Let Mortgages

Over 55 Buy-to-Let Lifestyle

Buy-to-Let mortgages

If you’re a later life landlord you can release cash from your Buy-to-Let property, and leave your portfolio intact.

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Over 55 Buy-to-Let Voluntary Select

Buy-to-Let mortgages

A voluntary repayment mortgage for your Buy-to-Let property.

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How much money could you release?

 

Find out how much equity you could release from your property with our easy to use calculator.

 

Maximum Loan Calculator

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.