Phase 1
Exploring longevity to build financially secure futures
Discover what living longer could mean for your finances, retirement, family and future plans.
Life100+ For You
Understanding what living longer means for you and your family
People are living longer.
That is something to celebrate, but it also brings new choices about work, money, family and the future.
Through our Life100+ research, we are exploring how longer lives are reshaping people’s plans for work, money, health and retirement.
Here is what we have learned so far.
Where would you like to start?
Phase 2
Building longevity-ready workplaces in the UK
Explore how longer lives could change careers, work, flexibility, skills and retirement planning.
NEW - Phase 3
Planning for family, legacy and longer lives
Understand how longer lives are changing family support, gifting, inheritance and future wishes.
Navigating life's next chapters
Longer lives bring more choices
A longer life can bring more time for the things that matter, from relationships and hobbies to new opportunities in work or retirement. It can also mean making plans that need to last longer and adapt as life changes.
Financial security is only part of a fulfilling longer life. Feeling in control, having strong relationships and making informed choices can all support life satisfaction.
Plans may need to change over time
There is no single route through a longer life. Our needs, goals and circumstances can change through work, family life, retirement and later life.
Reviewing your finances, talking openly with family and getting the right support can help you feel more prepared for the years ahead.
Planning for yourself, your family and your future
Longer lives can affect how we think about retirement, work, family support, inheritance and care.
- how long your money may need to last
- how work or retirement may change over time
- whether support could help family now or later
- making your wishes clear
- where to get support when you need it
Your guide to longer life planning
Customer tools
Discover the Curve of Life
Learn more about how life satisfaction can change over time, the factors that may influence it, and the role that greater control can play throughout life.
Learn more about the Curve of Life
Pension tax calculator
A pension tax calculator can give you an estimate of the tax you may pay when taking money from your pension. It can help you see how different withdrawal amounts could affect your income and the money you have left for later.
Life Expectancy Calculator
Understanding how many years you might need to plan for in retirement will help you work out how much money you may be able to gift. Our simple calculator shows average UK life expectancies.
How we can help
Explore the latest Life100+ research
Explore how longer lives are changing the way families give, receive and pass on money. Our latest research explores the timing, purpose and impact of wealth transfers, and how families can support each other whilst protecting their own future.
Find a financial adviser
Financial advice is not only for people with significant wealth or those ready to make a large gift. An adviser can help you understand your options, consider the needs of the wider family, and create a plan that can adapt as circumstances change.
Important information
This information is intended as a general guide only and is not personal financial, legal or tax advice. Consider taking appropriate financial, legal or tax advice before making decisions about retirement, savings, investments, gifting, inheritance, estate planning or family support.