Save And Invest Products Prem And Premiere Account Possibilities 1360X784

Premiere investment bonds

Our most flexible offshore accounts

Introducing our Premiere accounts

Our award-winning Premiere accounts offer a flexible, tax-efficient way to invest in your future. With our Premiere Account, your investment will be based in the Isle of Man and with the Premiere Europe Account, it will be based in Ireland. Both accounts allow you to build a bespoke portfolio from an almost unlimited range of funds from across the globe.

Key benefits

Money 3
Tax-efficient growth on your account
Additional Borrowing
Take a regular income from your investment
Money 2
Hold your bond in sterling, euro or US dollars
Performance 2
Enjoy a wide range of investment options

The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change.

How it works

Is it right for me?

These accounts could be right for you if:

  • You’re looking for a highly-flexible offshore bond
  • You’re aged between 18 and 89 years old
  • You have at least £50,000 to invest
  • You’re happy to invest for at least 10 years
  • You’ve already used up your annual ISA allowance
  • You’ve got other savings and investments to rely on

These accounts might not be right for you if:

  • You have less than £50,000 to invest
  • You haven’t used up all of your ISA allowance
  • You might want to withdraw all of your investment straight away
  • You can’t afford to lose the amount you invest

This product has won 4 awards.

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Fund Centre

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Compare investment products

Select Account Premiere Account Premiere Europe Account Delta Account Elite and Prestige Accounts Offshore Savings Account
Issued from Canada Life (UK) Canada Life International (Isle of Man) Canada Life International Assurance (Ireland) Canada Life International (Isle of Man) CLI Institutional (Isle of Man) Canada Life International (Isle of Man)
Minimum initial investment £5,000 £50,000 £50,000 £3,000 £1 million Zero (or £7,500 if regular premiums are not used)
Regular premium option No Yes, minimum of £2,500 a month Yes, minimum of £2,500 a month No No Yes, minimum of £500 a month
Investment choice Over 150 insured UK life funds Any permissible fund plus cash deposits and the segregated portfolio service Any permissible fund plus cash deposits and the segregated portfolio service Over 150 insured Isle of Man life funds Any permissible fund plus cash deposits Over 150 insured Isle of Man life funds
Maximum number of sub-policies 999 99,999 99,999 10 998 10
Bond currency £ £ $ €  £ $ €  £ $ €  £ $ €  £ $ € 
Free fund switching Yes No No Yes No Yes
Platform / DFM links No Yes Yes No Yes No
Capital redemption option No Yes Yes No Yes No
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