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Premiere investment bonds
Our most flexible offshore accounts
Introducing our Premiere accounts
Our award-winning Premiere accounts offer a flexible, tax-efficient way to invest in your future. With our Premiere Account, your investment will be based in the Isle of Man and with the Premiere Europe Account, it will be based in Ireland. Both accounts allow you to build a bespoke portfolio from an almost unlimited range of funds from across the globe.
Key benefits
The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change.
How it works
Is it right for me?
These accounts could be right for you if:
- You’re looking for a highly-flexible offshore bond
- You’re aged between 18 and 89 years old
- You have at least £50,000 to invest
- You’re happy to invest for at least 10 years
- You’ve already used up your annual ISA allowance
- You’ve got other savings and investments to rely on
These accounts might not be right for you if:
- You have less than £50,000 to invest
- You haven’t used up all of your ISA allowance
- You might want to withdraw all of your investment straight away
- You can’t afford to lose the amount you invest
This product has won 4 awards.
Fund centre
Explore all our available funds. See our price lists, fund performance, factsheets and more.
Compare investment products
| Select Account | Premiere Account | Premiere Europe Account | Delta Account | Elite and Prestige Accounts | Offshore Savings Account | |
|---|---|---|---|---|---|---|
| Issued from | Canada Life (UK) | Canada Life International (Isle of Man) | Canada Life International Assurance (Ireland) | Canada Life International (Isle of Man) | CLI Institutional (Isle of Man) | Canada Life International (Isle of Man) |
| Minimum initial investment | £5,000 | £50,000 | £50,000 | £3,000 | £1 million | Zero (or £7,500 if regular premiums are not used) |
| Regular premium option | No | Yes, minimum of £2,500 a month | Yes, minimum of £2,500 a month | No | No | Yes, minimum of £500 a month |
| Investment choice | Over 150 insured UK life funds | Any permissible fund plus cash deposits and the segregated portfolio service | Any permissible fund plus cash deposits and the segregated portfolio service | Over 150 insured Isle of Man life funds | Any permissible fund plus cash deposits | Over 150 insured Isle of Man life funds |
| Maximum number of sub-policies | 999 | 99,999 | 99,999 | 10 | 998 | 10 |
| Bond currency | £ | £ $ € | £ $ € | £ $ € | £ $ € | £ $ € |
| Free fund switching | Yes | No | No | Yes | No | Yes |
| Platform / DFM links | No | Yes | Yes | No | Yes | No |
| Capital redemption option | No | Yes | Yes | No | Yes | No |
| Learn more | Learn more | Learn more | Learn more | Learn more | Learn more |
Also worth knowing
Key documents
Client guide
All about our Premiere Account
All about our Premiere Europe Account
Key features
Premiere Account features and benefits
Premiere Europe Account features and benefits
Next steps
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Get a tailored quote for this product from a financial adviser. To find one, visit Unbiased.
Customer support
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