Over 55 Buy-to-Let Voluntary Select Option

Our flexible later life buy-to-let mortgage

Make the most of your retirement by unlocking tax-free cash from your buy-to-let property portfolio. Available to landlords aged over 55, our Buy-to-Let Voluntary Select Option gives you the flexibility to make repayments when it suits you. You can choose to repay up to 10% of your loan each year and there’s no penalty if you decide not to make repayments.

Please note, we’ve temporarily stopped accepting new applications for this product.

If you would like more information about the options available to your clients, view our additional borrowing interest rates here.

Make the most of your retirement by unlocking tax-free cash from your buy-to-let property portfolio. Available to landlords aged over 55, our Buy-to-Let Voluntary Select Option gives you the flexibility to make repayments when it suits you. You can choose to repay up to 10% of your loan each year and there’s no penalty if you decide not to make repayments.

Key documents

Our Over 55 Buy-to-Let Option at a glance

Product comparison and overview

Our guide to early repayment charges (ERCs)

Our lending policy – buy-to-let

Adviser registration form

Firm registration form

Network registration form

Standing order form

Valuation review request

Literature and Poster order form

Literature order form

If you would like to order any of our literature, simply fill in the order form.

Literature Order Form

Poster order form

If you would like to order our posters, simply fill in the order form.

Poster Order Form

Adviser tools and resources

Frequently asked questions