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Lifestyle Options

Make the most out of your retirement

Introducing our Lifestyle Options

Our Lifestyle Options let you unlock tax-free cash from your home with no monthly repayments. You can spend the money however you like - whether it’s improving your home or simply enjoying your retirement. No repayments are due, instead we’ll add the interest to your loan each month.

key benefits

Calendar 1
No monthly repayments
Coins
Add a cash reserve facility to access money later
Money Bag
Enjoy a one-off, tax-free cash payment

Is it right for me?

The product may be right for you if:

  • You’re not intending to make any payments throughout the life of your loan
  • You’re not concerned about the impact of interest building up and reducing the equity in your property

The product may not be right for you if:

  • You’re concerned about interest reducing the equity in your property
  • You’d like to make repayments
  • You’re planning on downsizing during your loan term
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Need an adviser?

Get a tailored quote for this product from a financial adviser. To find one, visit the Equity Release Council.

Find an adviser

Also worth knowing

Customer documents

Risk warning

A lifetime mortgage is a loan secured against your home. It will reduce the amount of inheritance you leave and may affect your tax position and entitlement to welfare benefits.

Next steps

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Find an adviser

Get a tailored quote for this product from a financial adviser. To find one, visit the Equity Release Council.

Find an adviser
Your Investment Choices Cogworks Extended Fund Range 432X240

Customer support

Find answers to commonly asked questions, helpful links, tools and contact details.

Customer support
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Get in touch

Call customer services

0800 068 0212

or send an email

Monday – Friday 9am to 5pm

Other contacts