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Retirement Account Funds

The Retirement Account is a unique retirement solution provided by Canada Life. It’s designed to include everything you need for life, whether you’re several years from retirement, about to embark on retirement or have already retired.

In order to build up a pension pot, your money is typically invested in a range of different investment funds. The value of your pension can grow, but it can also go down in value, as with any investment. Funds can invest in different assets such as Shares (otherwise known as equities), Bonds, Property, Cash or other financial investment types. It is the value of your fund(s) and the assets within them which determines the value of your pension.

The Retirement Account provides you with the control to decide where to invest your money, with the help of your financial adviser, by offering you a wide choice of options. And if you need to change where your money is invested at a later point you have the ability to do this too – free of charge.

All funds are available in both Pension Drawdown and Pension Savings, but you’re free to invest in different funds in each element if you wish.

Fund Research Centre 

All Retirement Account fund information is now available on the fund centre (built in conjunction with Morningstar). You can:

  • View all funds available in The Retirement Account
  • Access fund factsheets and daily unit prices
  • Evaluate past performance
Retirement Account - Customer brochure Retirement Account - Investment fund summary Retirement Account - Key features

Download 

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The value of investments may go down as well as up. Taking income or withdrawals in excess of fund growth may result in the fund running out quicker than expected. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. Inflation will reduce how much the Fund is worth in real terms and inflation will reduce how much your income is worth over the years. It is essential to seek advice from a suitably qualified adviser. In respect of the Guaranteed Income, inflation may reduce how much your income is worth over the years.


Useful links 

The Retirement Account

Contact us

 

 

Canada Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Canada Life International Limited and CLI Institutional Limited are Isle of Man registered companies authorised and regulated by the Isle of Man Financial Services Authority.

Canada Life International Assurance (Ireland) DAC is authorised and regulated by the Central Bank of Ireland.

Stonehaven UK Limited and MGM Advantage Life Limited, trading as Canada Life, are subsidiaries of The Canada Life Group (U.K.) Limited. Stonehaven UK Ltd is authorised and regulated by the Financial Conduct Authority. MGM Advantage Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.