The Retirement Account is a unique retirement solution provided by Canada Life. It’s designed to include everything you need for life, whether you’re several years from retirement, about to embark on retirement or have already retired.
Everyone is different, and in retirement each of us has different needs. The Retirement Account gives you and your adviser the freedom to choose from a wide range of investment choices, so you can select an investment strategy that’s right for you.
When you choose a fund, your money may be invested in shares, bonds, property or other financial investments. Each fund offers a different balance of potential risk and reward, based on the type of assets it holds.
All funds are available in both Pension Drawdown and Pension Savings, but you’re free to invest in different funds in each element if you wish.
View the daily unit prices for The Retirement Account funds
The Retirement Account Fund ranges
Choosing the funds that are right for you is an important process that should take into consideration your current situation, your goals and how you feel about risk. You and your financial adviser will talk this through and select the funds that suit you as an investor.
|Retirement Account customer brochure
||Investment fund summary
||Index Managed (80% Protected) Fund - customer brochure
Please note that commercial property may not be readily saleable so requests to withdraw money can sometimes be subject to delays of up to 6 months.
The Canlife Index Managed (80% Protected) Fund makes use of a derivative which is a more complex investment. It is important that investors understand the additional risk in adverse market conditions.
The value of investments may go down as well as up. Taking income or withdrawals in excess of fund growth may result in the fund running out quicker than expected. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. Inflation will reduce how much the Fund is worth in real terms and inflation will reduce how much your income is worth over the years. It is essential to seek advice from a suitably qualified adviser. In respect of the Guaranteed Annuity, inflation may reduce how much your income is worth over the years.
The Retirement Account