The Extended Range

The Extended Range

The Extended Range has been created to offer choice across all investment sectors and markets through direct access to collective investments.

What is it?

The Extended Range has been created to offer choice and exposure across all investment sectors and markets through direct access to collective investments. 

Highlights of the Extended Range

• Comprehensive selection of managed funds
• Broad coverage across sectors and markets 
• Funds provided by a selection of fund houses 

More information 

Further information on the Governed Range can be found in the Fund Research Centre.

Contact us 

Please contact us if you require further information. Call 0800 032 7690 (8am - 5pm, Monday - Friday) quoting your Retirement Account number. Or, email us at customers.ra@canadalife.co.uk. 

If you are unsure of what to do, you can seek financial advice. Visit www.unbiased.co.uk for a choice of financial advisers. Alternatively, The Money Advice Service also provides an online directory of financial advisers at directory.moneyadviceservice.org.uk/en.

You can speak to Pension Wise about the different ways you can take your pension money - phone them on 0800 138 3944 to book a free appointment or visit their website at www.pensionwise.gov.uk.

Notes

In contrast to insured funds available in the Core and Governed ranges, you can invest directly into a fund with a fund manager via the Extended Range. There is no insurance policy because these are known as ‘non-insured’ funds. However, if a fund manager of a ‘non-insured’ fund were unable to meet claims against them, The Retirement Account trustee would make a claim to the Financial Services Compensation Scheme (FSCS). The FSCS may cover a claim of up to £85,000. Note that FSCS compensation is limited to UK authorised funds. Compensation for funds not authorised in the UK will vary according to local regulation.

What are the risks?

The value of investments may go down as well as up. Taking income or withdrawals in excess of fund growth may result in the fund running out quicker than expected. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. Inflation will reduce how much the Fund is worth in real terms as well how much your income is worth over the years. We recommend seeking advice from a suitably qualified adviser.