Risk Managed Funds

At Canada Life, our risk-managed funds can adjust risk and asset allocation within set bands, depending on the Investment Manager’s market views.

There are six risk-managed funds available in The Retirement Account Core Range: three active and three passive.

The 0-35% Shares funds aim to provide long-term capital growth and steady income with low volatility. They do this by investing in a diversified portfolio of UK income-generating bonds, equities and direct property.

The 20-60% Shares funds aim to generate long-term capital growth. They achieve this by investing in a broad range of diversified assets, including global bonds and equities, as well as UK commercial property.

Meanwhile the 40-85% Shares funds aim to achieve capital growth by holding a diversified portfolio of mainly growth assets.

Choosing the right funds is an important process that should take into account your current situation, your goals and how you feel about risk. That’s why we insist that you use the services of a professionally qualified financial adviser who can guide you through the process.

You can find detailed information for all of our funds in our Fund Research Centre.

What are the risks? 

The value of investments may go down as well as up. Taking income or withdrawals in excess of fund growth may result in the fund running out quicker than expected. Inflation will reduce how much the Fund is worth in real terms and inflation will reduce how much your income is worth over the years. It is essential to seek advice from a suitably qualified adviser.

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