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Cash deposits

Invest in cash through an offshore bond

Through our offshore investment bonds, you can access competitive rates from a wide range of deposit account providers, including major banks and building societies.

Key information

There might be times when you want to hold some of your investment in cash. We have a wide range of banks and building societies, account types and terms to choose from, so you can find the deposit that best meets your needs.

Your options

Your choice of banks and building societies, account types and terms depend on the bond you take out.

Deposit rates

We produce two deposit rate sheets each week, one for bonds issued from the Isle of Man and one for bonds issued from Ireland. You can see the latest sheets by clicking  the links on the right.

Bonds based in Isle of Man

Bonds based in Ireland

If you take out your investment bond in US dollars or euros, then you can hold cash deposits in the same currency. We’ve shown deposits in these currencies wherever they’re available.

New Highlights IOM 432X240

Cash deposits - Isle of Man

See the latest deposit rates and terms for Isle of Man

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New Highlights Ireland 432X240

Cash deposits - Ireland

See the latest deposit rates and terms for Ireland.

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What are the risks?

Just so you’re aware, we’re unable to change the terms of your annuity policy once we’ve set it up. Your income will stop when you die unless you opt to include death benefits. Inflation will reduce the spending power of your income, especially if you haven’t chosen a rising income. The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change. Other annuity providers may provide you with a better outcome.

You may also be interested in

Open investment range

Explore investment options for your offshore bond.

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Discretionary fund managers

Access the expertise of an investment manager.

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Use platform functionality with your offshore bond.

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Next steps

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Call customer services

0333 015 1382

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