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Elite and Prestige accounts

Greater protection for large investments

Introducing our Elite and Prestige accounts

Backed by the financial strength of Canada Life, these accounts offer investors an unrivalled level of protection. As open architecture offshore bonds, you can access an almost unlimited range of funds from across the globe.

Key benefits

Taking Money Out
Unrivalled level of investor protection
Money 3
Tax-free growth on your account
Financial Adviser
Appoint a discretionary or non-discretionary fund adviser

The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change.

Are these accounts right for me?

These accounts could be right for you if:

  • You’re looking for greater policyholder protection
  • You’re aged between 18 and 89 years old
  • You have at least £1 million to invest
  • You’re happy to invest for at least 10 years
  • You’ve got other savings and investments to rely on
  • You want to generate a capital lump sum, an income, or both
  • The Elite Account could be right for you if you want to appoint a custodian, such as a discretionary fund manager, to manage the investment on your behalf
  • The Prestige Account could be right for you if you want to make your own investment decisions or appoint a fund adviser

These accounts might not be right for you if:

  • You have less than £1 million to invest
  • You might want to withdraw all of your investment straight away
  • You can’t afford to lose the amount you invest

This product has won 2 awards.

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Select Account Premiere Account Premiere Europe Account Delta Account Elite and Prestige Accounts Offshore Savings Account
Issued from Canada Life (UK) Canada Life International (Isle of Man) Canada Life International Assurance (Ireland) Canada Life International (Isle of Man) CLI Institutional (Isle of Man) Canada Life International (Isle of Man)
Minimum initial investment £5,000 £50,000 £50,000 £3,000 £1 million Zero (or £7,500 if regular premiums are not used)
Regular premium option No Yes, minimum of £2,500 a month Yes, minimum of £2,500 a month No No Yes, minimum of £500 a month
Investment choice Over 150 insured UK life funds Any permissible fund plus cash deposits and the segregated portfolio service Any permissible fund plus cash deposits and the segregated portfolio service Over 150 insured Isle of Man life funds Any permissible fund plus cash deposits Over 150 insured Isle of Man life funds
Maximum number of sub-policies 999 99,999 99,999 10 998 10
Bond currency £ £ $ €  £ $ €  £ $ €  £ $ €  £ $ € 
Free fund switching Yes No No Yes No Yes
Platform / DFM links No Yes Yes No Yes No
Capital redemption option No Yes Yes No Yes No
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