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A flexible, tax-efficient way to build up savings. Choose to make a regular minimum payment of £500 a month, or single payments of £7,500. There’s no limit to the amount you can invest and you can make extra payments as and when you like. This account could be ideal for anyone who’s already used up their ISA or pension allowance or who wants to invest in a tax-efficient way.
The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change.
This product has won 3 awards.
|Select Account||Premiere Account||Premiere Europe Account||Delta Account||Elite and Prestige Accounts||Offshore Savings Account|
|Issued from||Canada Life (UK)||Canada Life International (Isle of Man)||Canada Life International Assurance (Ireland)||Canada Life International (Isle of Man)||CLI Institutional (Isle of Man)||Canada Life International (Isle of Man)|
|Minimum initial investment||£5,000||£50,000||£50,000||£3,000||£1 million||Zero (or £7,500 if regular premiums are not used)|
|Regular premium option||No||Yes, minimum of £2,500 a month||Yes, minimum of £2,500 a month||No||No||Yes, minimum of £500 a month|
|Investment choice||Over 150 insured UK life funds||Any permissible fund plus cash deposits and the segregated portfolio service||Any permissible fund plus cash deposits and the segregated portfolio service||Over 150 insured Isle of Man life funds||Any permissible fund plus cash deposits||Over 150 insured Isle of Man life funds|
|Maximum number of sub-policies||999||99,999||99,999||10||998||10|
|Bond currency||£||£ $ €||£ $ €||£ $ €||£ $ €||£ $ €|
|Free fund switching||Yes||No||No||Yes||No||Yes|
|Platform / DFM links||No||Yes||Yes||No||Yes||No|
|Capital redemption option||No||Yes||Yes||No||Yes||No|
|Learn more||Learn more||Learn more||Learn more||Learn more||Learn more|
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