Cost of living

With the cost of living in the UK continuing to rise, the business case for supporting employee financial wellbeing has never been stronger. Discover how our services can support your employees and help them navigate the crisis.

91% of adults have reported an increase in their living costs compared to a year ago.

How we can help

Expert financial guidance

Free confidential advice from financial experts through WeCare. Employees have access to confidential advice on a wide range of financial issues, including reducing outgoings, budgeting advice and managing energy bills.

Available by phone, the service includes:

• Advice on out of work benefits and top up benefits
• Advice on reducing outgoings, budgeting advice and financial education
• Advice on reducing energy bills, social tariffs, energy switching, reducing usage and warm home discounts
• Advice on pension credit and state support
• Completion of standard financial statements

This service is available through WeCare, provided at no additional cost to all Group Income Protection and CLASS customers.

Eat well for less

Help your employees eat well for less with support from an expert team of nutritionists. Your employees have access to personalised meal suggestions based on their preferences, dietary needs and routine. They can also get tips for healthy, affordable meals both at home and on the go.

• Personalised meal suggestions based on preferences, dietary needs and routine
• Dietary recommendations for those with food intolerances or allergies
• Advice on portion sizes, food combinations and healthy eating behaviours
• Advice on managing ongoing medical conditions such as diabetes, high blood pressure and high cholesterol

This service is available through WeCare, provided at no additional cost to all Group Income Protection and CLASS customers.

Money and mental health

Almost half of people in problem debt also have a mental-health problem, according to the Money and Mental Health Policy Institute. There's a clear link between mental health problems and financial wellbeing, so it's important to have access to support when it's needed. All Group Income Protection and CLASS customers have access to mental health support through WeCare.

This service is available through WeCare, provided at no additional cost to all Group Income Protection and CLASS customers.

* All employees and their immediate family members receive up to 10 personalised counselling sessions (18+), per issue experienced. Those under 18 are entitled to a 90-minute session.

Free personalised fitness programmes

Work out from home and save money on the gym. Through WeCare, your employees can start a free personalised four or eight-week get fit programme plan based on a balanced diet and workout regime, designed by our team of specialists in nutrition. They’ll get a calorie-controlled meal plan to help structure their week, weekly lunch and dinner suggestions, and suitable exercises to carry out each week.

This service is available through WeCare, provided at no additional cost to all Group Income Protection and CLASS customers.

Stop smoking and save money

Stop smoking, save money and improve your wellbeing. WeCare’s smoking cessation programme gives employees access to the resources and support they need to quit smoking. They’ll have access to an expert throughout, who’ll be in contact throughout to support their progress.

This service is available through WeCare, provided at no additional cost to all Group Income Protection and CLASS customers.

Helping salaries go further

Perks, discounts and cashback - all bundled into one simple app. With LifeWorks perks, employees can access 1000s of discounts on everyday purchases, discounted cinema tickets, savings at their favourite restaurants, cashback and more.

• Online and in-store voucher codes for leading brands including Tesco, Argos, Just Eat and more
• Discounted cinema tickets and bundles
• Gift card discounts up to 12%
• Restaurant and dining discounts
• Gym discounts at major UK gyms
• Digital wallet to store cashback savings and withdraw when needed

This service is available to all Group Income Protection customers.

Key support services

Learn how our products can help

There’s never been a more important time to have financial protection when the worst happens. Learn more about how our products can help.

Sources:

[1] https://www.cipd.co.uk/knowledge/culture/well-being/employee-financial-well-being

[2] https://www.forbes.com/uk/advisor/energy/cost-of-living-crisis/ 

WeCare is provided to Canada Life Limited customers by Teladoc Health. All support services are complimentary, non-contractual benefits which can be altered or withdrawn at any time.