Capital Select Options

A flexible way to unlock money from your home

Make the most of your retirement by unlocking tax-free cash from your home. Our Capital Select Options give you the flexibility to make repayments when it suits you. You can choose to repay up to 10% of your loan each year and there’s no penalty if you decide not to make repayments.

Help your clients make the most of their retirement by unlocking tax-free cash from their home. Our Capital Select Options give your clients the flexibility to make repayments whenever they like. And if they decide not to make a payment, there’s no penalty. We’ll add the interest to their loan each month.

Key Documents

Our Capital Select Options

Product Comparison and overview

Our optional inheritance guarantee

Our guide to early repayment charges (ERCs)

Our lending policy – main residence and second homes

Lifetime mortgages product information

Firm registration form

Network registration form

Valuation review request

Literature and Poster order form

Literature order form

If you would like to order any of our literature, simply fill in the order form.

Literature Order Form

Poster order form

If you would like to order our posters, simply fill in the order form.

Poster Order Form

Adviser tools and resources

Frequently asked questions