What adviser remuneration options are available?

<ol> <li>We can accommodate initial adviser charges.</li> <li>You can receive standard initial commission of 1% for non-advised sales</li> </ol>

Are there any charges?

No, we include our set-up and administration costs when we calculate your client’s income.

Can my client apply for an enhanced annuity?

Your client (or second annuitant if selected) could qualify for an enhanced annuity based on their lifestyle or medical history or a combination of these factors. You will need to complete a <a href="https://www.retirementhealthform.co.uk/Home/TheForm">Retirement Health Form</a>.

Is there any compensation payable?

Yes, we are covered by the Financial Services Compensation Scheme. If your client has a valid claim against us and we are not able to meet our responsibilities in full, you may be entitled to 100% of the value of a valid claim.

Lifetime Annuities & Scheme Pension

A secure, regular income for life

Our lifetime annuity uses the money saved in your pension plan to give you a guaranteed, regular income for life. You can also choose to provide an income for your chosen beneficiary(ies), like a spouse or partner. Once you’ve set up your policy, you can’t normally revise or cancel it so we recommend that you seek professional advice before you apply.