Segregated Portfolio Service partners
See the full list of discretionary fund managers with access to our Segregated Portfolio Service.
Our Segregated Portfolio Service gives you access to a wider range of investment types than those usually available with an offshore bond. Using the Segregated Portfolio Service with our open architecture bonds allows a discretionary fund manager to access equities and bonds directly.
To use this service, you’ll need to appoint a discretionary fund manager. This means you can benefit from your discretionary fund manager’s expertise in stock selection. They will need to have an agreement with us, so that they can access equities and bonds directly.
The discretionary fund manager can step outside the normal HMRC rules that apply to offshore bonds while still meeting HMRC regulations for offshore bonds – as long as they manage the portfolio without influence from you or your adviser.
The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change.
If you’re found to have influenced the selection or deselection of investments, there’ll be significant and adverse UK tax consequences for you. Your policies would be treated as personal portfolio bonds for UK income tax purposes and you would be taxed to income tax each year on a deemed 15% gain.
Speak to your adviser for more information.
You can only choose our Segregated Portfolio Service if you’re comfortable allowing your discretionary fund manager to make all your investment decisions.
You can only select our Segregated Portfolio Service if you are willing to give up all investment decisions to your discretionary fund manager. If you are not happy to do this, then this investment option is not for you.
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